A fleet platformunder your brand
A complete fleet platform you offer your clients under your own brand — from telematics and fleet management, through a prevention program and a care portal, to an AI assistant. You build brand recognition and retention with an effective VAS — and as an insurer you also gain the prevention effect.
A VAS that builds brand and retention
A platform under your brand is a value-added service your fleet client uses every day. Daily use builds brand recognition and loyalty — and for an insurer it adds a measurable prevention effect.
Brand recognition every day
The fleet client logs into a tool with your logo every week, not once a year at renewal. Your brand is present in the fleet manager’s daily work — where the decisions are made.
Retention through an effective VAS
A value-added service that actually works: costs, safety, electrification, case handling. A client who uses your platform daily doesn’t leave over price alone.
The prevention effect for insurers
Driving-style scoring, driver coaching and prevention actions lower claims frequency at the source — a dedicated, personalised prevention program means up to 10% lower claims ratio.
A complete platform, not a widget
Telematics and trip maps
Live vehicle data: position, trips, mileage — with telematics device integration and trip maps in the interface.
Driving-style scoring
A risk score for every driver based on real driving data — the foundation of the prevention program.
Driver coaching and education
Education materials, training and coaching for the highest-risk drivers — behaviour change, not just a report.
Prevention actions and targets
Rankings, team targets and daily prevention actions for the fleet manager — prevention as a process you can see in the claims count.
Fleet management, TCO and electrification
Vehicles, costs, documents and reports, plus TCO analysis and vehicle selection for electrification — the fleet manager’s daily tool.
AI assistant
A multi-agent assistant answers fleet questions in plain language. The entire AI layer runs behind the Watch Tower gateway — auditable and cost-attributed.
Insurance and financing data integration
Claims, policies, vehicle and financing data — the platform connects fleet data with the insurer’s or financing company’s systems for a full picture of risk and cost.
A customer-care portal — a fast channel you can see in retention
As part of the solution, your fleet clients get a care portal: enquiries, requests and cases land in one place under your brand — instead of scattered e-mails and phone calls.
Every enquiry in one place
The fleet client raises a case in the portal and your team handles it in an organised queue — with full context of the fleet, the vehicle and the history.
Faster answers, visible status
Structure instead of a mailbox: statuses, priorities and deadlines. The client sees the progress of their case instead of chasing it.
A channel that builds retention
A daily touchpoint with your brand and service the client can feel — the reasons a corporate client stays for another year.
This model is live in the market: we launched it with PZU as iFlota CC — the fleet customer-care portal of Poland’s largest insurer.
A partner model: your brand, our everything else
The market standard is a licence sale: you get the technology, and deployment, maintenance and customer service are yours to handle. We propose a model that is unique in the market: a shared system under your brand, run by us end-to-end — you bring the brand and the clients, we bring everything else.
The typical market model
- You buy a technology licence
- Deployment and maintenance are on your side
- You build your own product and support team
- The costs and operational risk stay with you
The VivaDrive partner model
- A shared system under your brand
- Technology, development and EU hosting — on our side
- Onboarding and customer service — run on your behalf
- You collect the upside: brand, retention, VAS revenue
You: brand and clients
You bring the brand, the relationships and access to fleet clients. The platform looks, speaks and serves like your product — logo, colours, domain, communication.
Us: technology
Development, EU-region hosting, security and updates on our side. No product team or infrastructure for you to build.
Us: customer service
Fleet onboarding, user support and day-to-day handling of enquiries — we run them on your behalf, under your brand, with the care portal as standard.
This isn’t theory: PZU iFlota runs exactly in this model — a shared system for the fleet clients of Poland’s largest insurer, under the PZU brand, operated by us end-to-end. It works in production and scales to further partners.
PZU iFlota — the partner model in practice
Poland’s largest insurer offers its fleet clients a platform under its own iFlota brand — built on DigitalFleet and operated by us: technology, development and service on our side, brand and clients on the partner’s side. It runs in production in a demanding corporate market.
See iFlota in our newsroomAI under control — as standard
The platform’s AI assistant runs behind the AI Watch Tower gateway: a full trace of every answer, costs per client and per user, PII masking. Your regulatory risk is measured and documented.
Explore AI Watch Tower